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Free Credit Report
Everyone is entitled to a free credit report every 12 months from each of the nationwide consumer reporting companies – Equifax, Experian, and TransUnion. This right is protected by the Fair Credit Reporting Act (FCRA), enforced by the Federal Trace Commission (FTC).
Why not take advantage and look at your credit report to see if there are any errors, and to know what your credit score is. This is important because companies use it to evaluate your application for credit, insurance, employment, or even renting a home.

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